Laser Hair Removal is the Best Choice

It used to be that women relied on painful and temporary methods, but now laser hair removal has become the choice method for many across the globe. This is true especially in More »

Protecting Your Child’s Oral Health: 5 Tips for Stronger Teeth and Gums

Tooth decay and cavities become a possibility as soon as a toddler’s first few teeth start growing. This is why parents need to impose good oral hygiene for their children. Paying attention More »

Common Myths About Teeth Whitening

Teeth whitening is one of the most common, yet the most misunderstood of all cosmetic dentistry procedures. As most myths, teeth whitening myths come from the dearth of knowledge about it, leading More »

Second Life: Life After Rehab

Alcohol addiction is one of the most common types of addiction. What starts as harmless social drinking for some may quickly escalate to full-blown dependency. Reclaiming control of your life is not More »

Understanding the Relationship of Speed Eating to Increased BMI

Have you ever wondered if ever there is a relationship between the speed rate at which you eat and you’re growing waistline? A new study from the University of Otago discovered that More »

 
Lumix DMC-LX5

Panasonic Digital Camera Review – The Lumix DMC-LX5

Lumix DMC-LX5The Lumix DMC-LX5 is the latest Panasonic digital camera. It offers superior quality SLR images in a compact and comfortable frame with superior auto focus and tracking features.

This model is a big improvement compared to the previous model, the LX3. This camera is the result of a myriad of improvements Panasonic camera engineers have sold over the years.

So how is the LX5 an improvement over its predecessor?

Features

The design of the latest Panasonic digital camera provides users with SLR quality images in a simple point-and-shoot setup. The LX5 is a perfect fit for the pro photographer who does not want to exert a lot of effort all the time when taking pictures.

The Lumix DMC-LX5 also fits the casual or amateur photographer who wants to shoot professional quality images. The LX-5 also boasts of excellent image stabilization features, able to take crisp photos even at speeds of 1/10ths of a second. Expect the same performance with both the autofocus and autofocus tracking features.

Excellent in Low Light Conditions

For photographers looking for a smart camera that performs well even in low-light conditions, the Lumix DMC-LX5 is the right one – and they do not even need manual adjustments to do it. It offers superior low light shooting capability at ISO 1600.

Lens Quality

The DMC-LX5 offers photographers with an ultra-wide angle lens that features an F2.0 aperture. It comes with a macro mode that allows users to get extremely close to their subjects. The speed of the autofocus as well as the quiet zoom motors make it a very nimble camera to have.

It also offers excellent video capture with manual video controls for aperture, shutter and focus.

Cons

The camera does have its share of cons, but they are relatively minor. For example, the camera does not come with a built-in cover. The price also may not appeal to everybody.

Ultimately, the Lumix DMC-LX5 is the perfect point and shoot camera for both the average user as well as the professional photographer.

financial counsel

Understanding FCA Authorisation: What Every Firm Should Know

financial counselTo carry out almost any form of financial services activity in the UK, your firm needs to be authorised by the regulator, the Financial Conduct Authority (FCA).

If you wish to be FCA authorised, you need to meet their Threshold Conditions. According to Scott Robert, these include:

  • Having a head office and registered office in the UK
  • Not having close links with another organisation that would prevent the FCA from supervising the firm adequately
  • Maintaining adequate resources
  • Having a business model that promotes both the interests of consumers and the integrity of the UK financial system
  • Being fit and proper – assessment may cover: any previous dealings with regulators; the quality of internal systems and controls; the skill levels present within the firm; and the financial crime risk posed.

An authorisation application also involves supplying comprehensive information about your intended business activities, such as:

  • Organisational structure
  • Financial details, such as estimated turnover and the amount of client money held
  • Expected numbers of clients
  • How you will manage risks
  • How you will ensure fair treatment of customers
  • Documented compliance procedures
  • Arrangements to combat financial crime
  • Your approved persons
  • IT-related systems and controls and business continuity planning
  • Disclosure documentation
  • Remuneration structure
  • Marketing strategies
Individual Authorisation

The authorisation process is composed of two main stages. Not only must the firm itself obtain authorisation, but key persons within the firm must also be individually approved by the FCA. These are the ‘approved persons’ referred to in the list above. Examples of those requiring individual authorisation include:

  • Directors
  • Chief executive
  • Head of compliance
  • Anti-money laundering officer
  • Financial advisers, who must also apply for a new Statement of Professional Standing (to evidence continuing competence) every 12 months

Individual assessments cover areas such as:

  • Honesty, integrity and reputation
  • Competence and capability
  • Financial soundness
Authorisation Fees

Firms also need to pay an authorisation fee of up to £25,000, depending on the size of the firm and the type of business to be carried out. However, for most smaller firms the cost will be just £600 (credit firms) or £1,500 (financial advisory firms).

If you feel you would benefit from the assistance of an expert when applying for authorisation, then call a reliable compliance consultant today.

Triplex Home

House Plans: Considering Space Needs with a Triplex Home

Triplex HomeOwning a home is the dream of most people and it requires a bit of planning.  There are a number of options to choose from, depending on where you are located.  If a buyer is thinking about investing in a duplex or triplex for the first time, there are a few criteria to consider.

Real estate companies are a good source of information on duplex, triplex and other floor plans. Taking a closer look before buying will help you in making the right decision.

How to Approach the Buying Process

There are first time investors without much of an idea what it takes to buy a home. Talking to friends and family and also approaching a bank for a residential loan will make a big difference.

One of the reasons to invest in a triplex is that one unit can be used as the primary residence while the others can be rented out. This will help the owner keep an eye on the property and address tenant issues as soon as they happen. You can save money on management fees and the like.

Checking out triplex floor plans will help in picking the right kind of unit in a desirable part of town. Real estate companies and realtors do feasibility studies to determine which areas are in demand for buying as well as renting.

Duplex and triplex properties are designed to fulfil the unique needs of a particular type of homeowner.  In the right location, these can serve as a home and office.  Visibility is vital when the rental is close to a commercial district and in a residential area. Triplexes can serve a large family’s needs better than a single family home.

Many people like the flexibility offered by triplexes – living in one unit and renting out the others helps to bring in rental income and offset a variety of expenses.  Residential loans are easier to get from banks and it makes sense to take such funding and use it for other needs.

It pays to check out triplex floor plans before buying because this type of home model offers a lot more options to owners than a single family home or a commercial property. Individual units can be converted into condos and sold.  If they are separate structures on a decent sized lot, they can be split into individual parcels and sold as homes.

Motorised Gate

Remain Protected With Automatic Gates

Motorised GateAutomatic gates have captured the imagination of homeowners and builders alike. These consist of sturdy metals such as aluminium and steel. Many houses have installed this kind of doors for added security.

These can prevent unauthorised entry of people into your residences and offices. At homes, it also protects your children and pets from straying into the streets without your knowledge.

Read on for more benefits of an automatic gate or door.

Convenience

As they are automatic, they are convenient in many circumstances. One is if you are too tired to open the door when someone comes knocking, you can easily open these by the push of a button from the comfort of a couch. Tired to get out of your car, or raining heavily? At times like these, the installation of these automatic doors will prove useful.

Boardwalk explains that automatic gates come with a remote control device that you can operate from anywhere in the home.

Safety

These doors offer complete safety and they are secure. They come with a safety clutch, which is like a child safety lock. Activating this triggers the reverse functionality provided in these automatic doors. This means that even if an inquisitive child tries to meddle with these doors, they will not get hurt, as these doors will stop functioning when this safety clutch is on.

Security

These doors act as a strong deterrent for burglars and thieves. You can examine your house and premises and have these installed at all vulnerable points of entry. This will ensure that you, your family or staff and the possessions in the premises remain secure and protected.

Elegance and Value

These doors, if picked well, add style and elegance to your property. Increase the aesthetics by cleverly matching the style of these doors with your home décor or façade.

Say you want to sell your home in the future. These automatic doors also increase the value of your property. Installation of these gates will fetch you a better price in the market.

Hence, it is wise to have these installed: they keep you safe and secure with the modern touch of beauty. Pick a good company to install them.

Water Filter

Choose A Good Water Filter For Home Use – Keep Your Family Healthy

Water FilterWater, as they say, is a life giver. That is true only if the water is pure; otherwise it will only lead to health problems. The water supply should be safe and clean; anything less than it is time to install a water purifier. The best way to do this is to contact the relevant personnel for advice and to buy the right water purifier.

The good news is that there are ample choices on the types of water purifiers. The downside of this is that you may feel overwhelmed to choosing the best one.

Consult the following guidelines if you are confused on which water purifier to buy.

Know The Different Types

Clean & Clear Water suggests first knowing the different types of water purifiers available that purify water using different techniques:

• Candle filters that can block larger impurities, but not viruses.
• Activated carbon filters that absorb suspended material, organic compounds, pesticides and chlorine.
• UV technology that kills microbes.
• Chemical purifiers that use chemical tablets.
Reverse osmosis models that decontaminate and soften water.

Electrical or Manual?

Decide whether to buy one that requires electricity or a manually-operated device. The latter is cheaper than the former. Choose electrical-based devices if the electricity supply in your area is uninterrupted, or if it is within your budget. Otherwise, a manual one is just as good as those that plug into an outlet.

Some Considerations

Other points to consider:

• Continuous water supply. The reverse osmosis unit and UV ones need continuous water supply, whereas the manual models do not.
• The hardness of water that determines if you need a separate softener. You also need a reverse osmosis unit to remove the chemical softeners from water.
• The reliability of the customer service of the water purifier company because these units need regular maintenance.
• Your budget.

Follow these tips when buying a water purifier for home use, and rest assured that your supply is free of all water-borne health problems forever.

corporate video

Minding the P’s and Q’s of the Video Development Process

corporate videoWith the digital and video marketing techniques having an unmatched impact on prospective customers, businesses desire video content developed as an effective marketing tool. Video though, no matter how colourful and animated, will not work unless the idea behind it is creative and original. That is why video production services take special care in producing videos via a stringent creative development process.

Here is a deeper look at this process.

Finding the Message

The first step in the creative development process is to think of a clear message to convey through the video. Preferably, the message should connect emotionally to the intended audience, as this gets buyers interested in the company’s products.

Finding the right message for the video generally entails the client and the producers working together. This enables both parties to come up with strategies in conveying this message, and for the producers to understand their clients’ business and marketing objectives.

Fine Tuning

After finalising the message, a story outline is next. Producers may then include animations to create a visually appealing video. Before the process hits the production stage, some studios such as digitalcherry.co.uk in Birmingham, the produced video hits a fine-tuning stage so that it is watertight.

The Production

After the story, the actual production of the video begins with the client giving input from time to time to make it as aesthetic and informative as possible. At this stage, the video production services ensure that they meet the client’s vision of the video. Edits also happen in this stage, if the need arises, to further tighten the work and make for a compelling video.

No matter the stage of the creative development process, the client is always in the loop so that the results meet their expectations. This creates a good rapport between the client and the video production service that aids in churning out better quality videos. Overall, it infuses the video with a poignant message, so it may attract the viewer’s attention. It also helps produce the video within the budget of the client.

Flooring

The Many Benefits of Timber Decking and Flooring

FlooringTimber is actually recycled wood and is used for many purposes. It is widely used in home and building construction/decoration for floors, windows, blinds and decks. Both your office and your home can look attractive with wooden flooring. This material has always traditionally been used for awnings, blinds and shutters in many homes and offices in Perth.

Create wonderful floor patterns

This recycled wood is ideal for flooring and decking purposes, as you can create wonderful patterns, colours and textures with them. Depending on the final look, you can pick the suitable wood for your requirements. There are many varieties available in terms of looks, appearance, patterns, and durability. The price will depend on the type you select.

Points to bear in mind

Choose a trustworthy wood flooring distributor. You can buy the material from them and they will install it. Before hiring their services, clarify a few points. Look at all the products that are available. Check the warranties on all of them. Enquire about the kind of construction, the thickness of the wooden flooring, the kind coating that will be used and the number of coats that will applied. Ask if they have any suggestions on the particular type of curtains and blinds Perth stores have to offer that would complement the area.

The benefits of this type of wood

• It looks good, feel nice, are durable and strong. Timber modern and stylish, as well.
• The installation is easy. Re-sanding is needed, but not as frequently as for other wooden floorings.
• The maintenance is easy, although some amount of precaution is still necessary.
• Timber keeps the floor/room warm in winter and cool in summer. You can thus save on your utility bills.
• This material does not cause any allergic reactions. They
• The product is environmentally friendly and is available in a number of colours and textures.

Timeless beauty

Timber is a timeless wonder. It is the best possible way to make your home look elegant and different. As it is available in reasonable prices you can always find a suitable one to fit your budget. This material does not cause any allergies, so it can be extensively used for purposes other than flooring.

laser hair removal

Laser Hair Removal is the Best Choice

laser hair removalIt used to be that women relied on painful and temporary methods, but now laser hair removal has become the choice method for many across the globe. This is true especially in major cities like Phoenix, Seattle, LA, and New York. It’s not hard to see why, considering that it is a permanent solution to hairy problems and is not painful at all. There are no side effects like rashes and skin discoloration if the treatment is done by experts.

Economical and Painless

It is cost effective because it is a permanent alternative. The treatments might appear expensive session-wise, but given that you can stop the treatment completely after six to seven sessions, it works out to be very economical in the long run. Check in with a local clinic to learn more about the cost of laser hair removal in Phoenix or another city.

How it Works

How the treatment works is simple—lasers target the melanin in the hair to break it down and destroy it. Large areas can be targeted because lasers can destroy several follicles at the same time. Each session may take up to two hours, but less than 10 sessions are required in most cases.

Some Other Facts
  • Preparation often differs according to the equipment used for the process. You might be asked to shave a couple of days before or on the day of the treatment itself.

The cost generally depends on the size of regions to be treated, the sessions you will need, the credentials of the person performing the treatment, and other minor factors. Although rare, it is always best to avoid discounted and cheap procedures. Go only to a licensed technician or dermatologist.

Trampoline

Safety Reminders on Setting Up a Trampoline

TrampolineIs there anything more exciting than bouncing effortlessly and making manoeuvres in the air? You may even feel that during those moments, you can actually defy gravity. While the trampoline has become increasingly popular to everyone (yes, not just kids), it is always important to learn the basics.

To enjoy this experience and ensure your safety, here are a few reminders from popular urban playground bounceinc.com.au:

Jumping safely: For young children and beginners

– Children below 5 years old should not be permitted on a trampoline.
– Always supervise your kids around the edge of the trampoline.
– Only one person should jump at a time.
– Start with basic skills. Do not attempt or allow difficult stunts such as flips and somersaults.
– Do not allow children to bounce off the trampoline. Instead, instruct them to walk to the edge, sit and slide off.
– Do not leave any ladder or chair near the trampoline to prevent young children getting on without supervision.
– Always inspect the trampoline. Make sure it is set up properly and that there are no objects that will cause slips and falls.

Choosing the best spot for trampoline

– Set up the trampoline on a clear, flat area. Uneven floors can cause accidental slips and fall. You should also watch out for those potential hazards like fences, trees, washing lines, hedges, and other huge equipment.
– Consider putting the trampoline on soft, energy-absorbing ground. You can place them on a lawn that’s soft and springy or set it up on a large sandbox. Add objects that can produce a cushioning effect.
– In case you’re putting the trampoline on concrete, asphalt or other hard surface, make sure there are safety nets and crash mats in place.
– Provide a safe fall zone of at least 8-10 feet around the trampoline area. Keep this clear at all times.

Always consult a professional, especially if you’re setting up the trampoline within your property. It is advisable to hire an instructor to ensure everyone’s safety. Having fun starts with avoiding any danger.

globetrotter vacation

Bring Out the Globetrotter in You: Making a Simple Vacation a Lot More Exciting

globetrotter vacationIf you are going on an exotic vacation or just visiting a close relative during the holidays, you need to make thorough preparations. This is especially true if you are going abroad. Apart from checking the requirements for travelling to your chosen destination, you also need to check your bookings and itineraries.

Bailbrooke Lodge offers a few tips to make even a simple vacation memorable:

Keep an Open Mind

If you are going to a new place, be mindful of the different cultures or lifestyles that you will encounter. This experience will help you a lot. It will not only help you learn new things, but it will also allow you to actually enjoy them. That alone is enough to make a vacation fun and memorable.

Slow Things Down

Isn’t it enough that you run around at a frantic pace in your everyday life? The best way to make a trip memorable is to keep things slow while you are on a vacation. This will help you have more time to interact with new people and learn interesting bits about the place that you can carry back home. And more importantly, a slower travel itinerary will keep the stress away, making the trip even more enjoyable.

Take Plenty of Pictures

Because you will be seeing so many new sights at one go when on a vacation, it might not be possible for you to remember all of these once you are back home. So, take plenty of lovely photographs of everything that interests you.

Keep a Journal

Maintain a little journal while on a holiday to take note of both the simple and special happenings you experience throughout the trip. When you read this little book years later, your recollections of the trip will make you feel nostalgic.

Do things differently on a vacation instead of what you always do; rest assured that your holiday will truly become memorable.